Job Description

What you will be doing…

• Assess and evaluate insurance applications for life insurance policies to determine risk levels and premiums.
• Utilize underwriting guidelines and policies to make informed decisions on applications.
• Analyze medical records, financial documents, and other pertinent information to assess applicant risk.
• Calculate appropriate premiums based on risk assessment and underwriting guidelines.
• Ensure compliance with regulatory requirements and company policies throughout the underwriting process.
• Maintain accurate records and documentation of underwriting activities.
• Stay updated on industry trends, underwriting practices, and regulatory changes.

What you need to be successful...

• Bachelor's degree in finance, business administration, or a related field preferred.
• Minimum of 2 years of experience in life insurance underwriting.
• Strong analytic skills with the ability to interpret complex data.
• Excellent decision-making and problem-solving abilities.
• Detail-oriented with a focus on accuracy and thoroughness.
• Effective communication skills, both verbal and written.
• Ability to work independently and collaboratively within a team environment.
• Certification from relevant professional organizations (e.g., LOMA, ALU) a plus.

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